Most dental plans cover preventive, basic, and major procedures. But there are also plans that cover cosmetic procedures, orthodontic care, and surgeries. These lists are not all-inclusive, and can vary from carrier to carrier.
You need dental options to fit your employees ability to qualify. Every dental insurance carrier has something to offer, and the company you choose has as much to do with your goals for coverage as it does the dental companies and the plans they offer.
Contact CAP Insurance Services to supplement your current health coverage with a dental plan. We will sit with you to assess your goals and arrive at the perfect dentalcompany and plan for you.
Vision Insurance can cover a number of services. Even your own health insurance plan may cover the same benefits as a vision plan, and can also cover certain eye conditions and diseases, or even eye injuries.
Because most of these benefits require copays or coinsurance (i.e. discounts), it follows that the less you pay in copays and coinsurance, the more premium you have to pay. This tradeoff in value for your premium is the most significant factor in your decision in choosing a plan.
When selecting plan options for your workers, you need to look at all relevant factors for their needs and yours.
Supplemental plans or bundling your vision plan with your existing healthcare plan are options that need to be considered to provide you and your employees the best possible value.