Vision Insurance can cover a number of services. Even your own health insurance plan may cover the same benefits as a vision plan, and can also cover certain eye conditions and diseases, or even eye injuries.
Because most of these benefits require copays or coinsurance (i.e. discounts), it follows that the less you pay in copays and coinsurance, the more premium you have to pay. This tradeoff in value for your premium is the most significant factor in your decision in choosing a plan.
